Addressed to individuals wishing to build sufficient capital for a retirement income, for as many years as they choose.

Benefits:

It enables you to build up capital through four investment funds of different investment risk profiles, and select your personal and most favorable investment mix for your premium to participate and your capital to accrue.

It also provides, if needed, insurance cover in case of death, whose amount is predetermined and costs are charged to the policy's investment account.

The selected investment mix can be changed on request by the policy owner, thus offering the benefit of solidating investment growth as well as immediately pulling out capital from any investment fund connected to the policy.n

On retirerment, the policy owner can change the amount of his retirement income by modifying the retirement's duration.

On death, whilst receiving retirement income, any possible policy credit balance is paid to the legal heirs of the deceased.

Premium payments are eligible to income tax relief and the retirement income is free of income tax.

Indicative Yearly Premium:

Any amount with minimum monthly paid premium €42,71.

 

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