{"id":25629,"date":"2022-04-28T18:42:47","date_gmt":"2022-04-28T15:42:47","guid":{"rendered":"https:\/\/www.altiusinsurance.net\/?post_type=sxedia_asfalisis&#038;p=25629"},"modified":"2024-04-04T08:33:56","modified_gmt":"2024-04-04T05:33:56","slug":"altius-ef-zin-stathero","status":"publish","type":"sxedia_asfalisis","link":"https:\/\/www.altiusinsurance.net\/en\/sxedia_asfalisis\/altius-ef-zin-stathero\/","title":{"rendered":"Well Being Assurance"},"content":{"rendered":"<div>This is a simple term life insurance plan with a decreasing sum insured each year. The policy does not acquire a surrender value but provides a lump-sum payment to the beneficiaries in the event of the insured\u2019s death.<\/div>\n<div><strong>Addressed to:<\/strong><\/div>\n<div>Individuals aged between 18 and 65, provided that the insured does not exceed the age of 80 at the end of the credit facility.<\/div>\n<div><strong>Benefits:<\/strong><\/div>\n<div>Ensures the continuation of loan installment payments after the borrower\u2019s death.<\/div>\n<div>Replaces the insured\u2019s lost income in the event of premature death.<\/div>\n<div>In the event of death while receiving retirement income, any remaining policy credit balance is paid to the legal heirs of the deceased.<\/div>\n<div>Eligibility for tax deduction.\u201d<\/div>\n<div>Duration of cover from 10 to 40 years.<\/div>\n<div><strong>Indicative Premium:<\/strong><\/div>\n<div>For a loan amount of \u20ac100,000 with an interest rate of 5%\u20137% plus a 1% risk margin, securing annual installment payments of \u20ac7,624 for 30 years, the premium cost of the plan for a 35-year-old individual would be \u20ac370.39.\n\n\u20ac370.39 including the fixed fee.<\/div>\n<div>\u20ac370,39 \u03c0\u03b5\u03c1\u03b9\u03bb\u03b1\u03bc\u03b2\u03b1\u03bd\u03bf\u03bc\u03ad\u03bd\u03bf\u03c5 \u03ba\u03b1\u03b9 \u03c4\u03bf\u03c5 \u03c0\u03ac\u03b3\u03b9\u03bf\u03c5 \u03c4\u03ad\u03bb\u03bf\u03c5\u03c2.<\/div>","protected":false},"featured_media":27005,"parent":0,"template":"","meta":{"_acf_changed":false,"_seopress_robots_primary_cat":"","_seopress_titles_title":"","_seopress_titles_desc":"","_seopress_robots_index":"","om_disable_all_campaigns":false,"site-sidebar-layout":"default","site-content-layout":"default","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center 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