ALTIUS HOME
ALTIUS HOME With ALTIUS HOME, you can protect your home and everything that matters most to you with a comprehensive insurance solution. It covers major risks such as fire, earthquake, theft, and damage caused by extreme weather conditions, ensuring you are prepared for any unexpected event. In addition, it provides complimentary 24/7 Home Assistance services, 365 days a year. The plan also includes Personal Coverage / My Cyber Plus, offering enhanced protection in today’s digital world. A modern insurance solution designed to provide security, comfort, and peace of mind for you and your family.
Main Building & Contents Coverages
- Fire
- Lightning
- Explosion
- Extended explosion coverage
- Earthquake or volcanic eruption
- Storm, flood, tempest, cyclone, or tornado
- Water or oil leakage
- Strikes and riots
- Malicious acts / vandalism
- Burglary following forcible entry
- Falling trees / branches
- Falling antennas and television, radio, or satellite installations
- Impact by vehicles, animals, aircraft, or objects falling from them
- Smoke damage
Extensions Included at No Additional Premium
Building
- New-for-old replacement value
- Accidental damage to underground cables or underground piping
- Accidental breakage of fixed glass and sanitary ware
- Alternative accommodation expenses
- Architects’ and surveyors’ fees
- Debris removal expenses
- Cover for unoccupied property up to 60 days
- Bush fire coverage
- Automatic reinstatement of the insured amount following a claim
- Automatic increase of insured sums – underinsurance protection (annual percentage increase)
Contents
- New-for-old replacement value
- Accidental breakage of mirrors or glass permanently fixed to furniture
- Accidental damage to televisions, audiovisual equipment, computers, and radios
- Alternative accommodation expenses
- Cover for unoccupied property up to 60 days
- Bush fire coverage
- Alternative accommodation expenses
- Automatic reinstatement of the insured amount following a claim
- Automatic increase of insured sums – underinsurance protection (annual percentage increase)
Note: The limits of the above extensions are not considered additional amounts beyond the total sum insured (cost exclusive), but form part of the overall insured amount (cost inclusive).
Optional Extensions Available at Additional Premium
- Short-circuit damage to electrical or electronic appliances
- Subsidence, landslide, ground movement, or heave
- Trace and access cover
- Solar heating systems & photovoltaic panels
- External antennas and satellite TV systems
- Pergolas & gazebos
- Full theft cover
- Property in open areas
- Tenants’ liability
- “All Risks” cover for valuables
- Cash and credit cards
- Bicycles
- Personal accident cover
Liabilities & Legal Protection
- Personal liability cover up to €170,861
- Employers’ liability for domestic staff (optional)
Complimentary 24/7 Home Assistance
Immediate assistance available 24 hours a day, 365 days a year, with up to 5 incidents per year.
Επείγουσα Τεχνική Βοήθεια
- Plumber for burst pipes & leaks – the Company will pay up to €150 per incident / 3 times annually
- Electrician for power failure due to installation faults – up to €150 per incident / 3 times annually
- Locksmith for lost keys or lock damage – up to €150 per incident / 3 times annually
- Rescue assistance for a person trapped inside the residence – up to €520 per incident
- Glass repair for doors and windows – up to €150 per incident / 3 times annually
In the Event of Fire, Explosion, Flood, or Theft
- Security guarding for unprotected property – up to 3 days / 2 times annually
- Cleaning of damaged premises – up to €205 / once annually
- Furniture transportation – up to 15 km
- Storage of furniture or personal belongings – up to 7 days
- Hotel accommodation when the residence is uninhabitable – up to 2 days / 5 persons / €60 per person daily
- Ambulance dispatch service
- Emergency return of the insured from abroad – up to €600 per person
- Additional Home Care Services (At Extra Cost)
Coordination of technical service providers
- Continuous supervision of repair works
- Quality control of repair works
- Cost control of repair works
- Cost control of repair works
- 6-month workmanship guarantee
- Arrangement of technicians for non-emergency repairs (subject to charge)
Cyber Risk Coverage Personal Coverage / My Cyber Plus (Contents insurance is required – compulsory inclusion)
Identity Theft
- Covers the costs associated with restoring your identity and account ownership, including:
- Reissuance of documents and cards
- Account restoration
Cyber Fraud
- Cyber Fraud
- Fake online stores
Retail Fraud
- Non-delivery of purchased products
- Non-delivery of purchased products
- Counterfeit or defective products
- PayPal / e-wallet breaches
Εxaction
- Breach detection
- Data recovery
- Specialist technical support
- Legal guidance
- Digital reputation protection
Tax Benefit
- Home insurance against natural disasters now offers a tax benefit of up to €500 annually, further enhancing the value and financial savings provided by ALTIUS HOME. ALTIUS ΚΑΤΟΙΚΙΑ
Why Choose ALTIUS ΚΑΤΟΙΚΙΑ
- Comprehensive home protection
- Complimentary 24/7 assistance
- Personal Coverage / My Cyber Plus
- Modern, all-inclusive insurance solution
- Peace of mind for every unexpected situation
Request a quotation today and secure the comprehensive protection your home and family deserve.
Για περισσότερες πληροφορίες ή εξατομικευμένη καθοδήγηση, μπορείτε να επικοινωνήσετε μαζί μας ή με τον Ασφαλιστικό σας Διαμεσολαβητή, ο οποίος θα σας βοηθήσει να επιλέξετε τη λύση που ανταποκρίνεται καλύτερα στις ανάγκες σας.
