Well Being Assurance

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Well Being Assurance
It is a simple decreasing life protection term insurance, where the insured’s beneficiaries receive the sum insured by installments from the date of death till the date of expiration of the policy.
Addressed to:
Addressed to individuals of 20 to 65 years old. Provided duration of the policy does not exceed the 80th year of the insured.
It secures the continuation of the payment of loan installments after the borrower's death.
The replacement of the lost income of the insured in case of premature death.
It may also provide indemnity to the insured in the event of suffering a permanent and total disability, as well as waiving his/her obligation to continue making premium payments of the basic policy.
On death, whilst receiving retirement income, any possible policy credit balance is paid to the legal heirs of the deceased.
Duration of cover from 10 to 40 years.
Indicative Premium:
For €100.000 amount of loan with interest 5% – 7% plus 1% risk margin to secure €7.624 installment yearly payments for 30 years the premium cost of the plan, for an individual aged 35, would be €370,39.
€370,39 περιλαμβανομένου και του πάγιου τέλους.