This benefit is provided when the insured becomes permanently and totally incapacitated due to illness or accident and, as a result, is permanently unable to practice their profession or any other similar occupation for which they are qualified based on their education, experience, or training.
The benefit is payable after a period of 6 months of continuous incapacity
and is paid in quarterly installments.
Addressed to:
Individuals aged 18 to 64, with a minimum coverage period of one year, and the benefit expires at the age of 65.
Benefits:
Coverage in the event that the insured becomes permanently and totally disabled for life due to accident or illness and is unable to practice their profession
or any similar occupation for which they are qualified through experience, education, or training, for remuneration or profit.
Available only as an additional benefit (rider) attached to life insurance policies.
Indicative Premium:
Initial premium: €1.00 per €1,000 of the insured amount.
The premium increases according to the insured’s age and the risk level of the occupation.
