Altius Temporary Total Disability

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Altius Temporary Total Disability

This benefit is offered as an additional benefit (rider) to all main life insurance plans.

Addressed to:

Individuals aged between 18 and 60, with a minimum coverage period of 5 years, provided that the insured person is employed and earns income from their work.

Benefits:

Coverage of up to 75% of the insured’s gross weekly earnings from their employment.

Offered with:

A maximum coverage period of 52 weeks, with a waiting period depending on the occupational category.

Mandatory inclusion of the Accidental Death and Permanent Total Disability benefit.

Available only as an additional rider attached to a life insurance policy.

Option to include the spouse, provided that he/she is employed.

Είναι ανανεώσιμο κάθε έτος.

Indicative Premium:

Initial annual premium: €33.00 for a maximum weekly benefit of €256.29.

Αυξάνεται αναλόγως επικινδυνότητας επαγγέλματος.

ADDITIONAL BENEFITS

In order to cover every modern need in life insurance products, Altius Insurance has designed the Altius Protection Plan, an innovative insurance product that covers cases of unexpected cancer and heart disease, from their very first stages, with a lump sum of up to € 200,000 . 

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The benefit is offered only as an additional benefit and covers the following diseases

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This benefit is offered exclusively to women or to the wives of insured persons under life insurance policies. The benefit may be purchased only once for each insured life.

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Το ωφέλημα προνοεί ότι σε περίπτωση που λόγω ασθένειας ή ατυχήματος η ασφαλισμένη ζωή καταστεί μόνιμα και ολικά ανίκανη να εξασκήσει οποιοδήποτε επάγγελμα με αμοιβή ή κέρδος, απαλλάσσεται από την πληρωμή ασφαλίστρων του βασικού συμβολαίου – συμπεριλαμβανομένων και των επιπρόσθετων ωφελημάτων. Σε αυτή την περίπτωση η εταιρία αναλαμβάνει την πληρωμή του ολικού ασφαλίστρου μέχρι τη λήξη του συμβολαίου

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It is a simple life insurance of a certain duration that the coverage is reduced accordingly each year and does not acquire redemption value but provides a lump sum to the beneficiaries when the insured dies.

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This benefit is offered as an additional rider to a basic life insurance plan, provided that the Accidental Death Benefit is also in force, with a minimum coverage of €45,000.

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Προσφέρεται όταν ο ασφαλισμένος καταστεί μόνιμα και ολικά ανίκανος λόγω ασθένειας ή ατυχήματος και σαν αποτέλεσμα δεν μπορεί ποτέ στο μέλλον να εξασκεί το επάγγελμα του, ή οποιαδήποτε άλλη παρόμοια εργασία, την οποία εξασκούσε λόγω θέσης μόρφωσης πείρας ή εκπαίδευσης. Το ωφέλημα πληρώνεται μετά από πάροδο 6 μηνών ανικανότητας. Το ωφέλημα πληρώνεται με τριμηνιαίες δόσεις

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This benefit is offered as an additional benefit (rider) to all main life insurance plans.

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Health care is a priority for all of us, whether it is ourselves or our loved ones.

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Health is the supreme good! To protect this good, Altius Insurance has created a number of innovative new healthcare plans. 

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It is paid if the death of the insured person is caused exclusively and directly as a result of bodily injury due to violent external and visible means within 12 months from the date of causing the above injury.

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