Altius Welfare Options Plus

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Altius Welfare Options Plus
The purpose of the plan is to accumulate sufficient capital, with systematic payments, so that, by the tıme of your desired retirement age, you can "build" your own individual supplementary pension.
Featuring excellent flexibility, this program enables you to personalize it and adapt it to the conditions that suit you best.
Specifically, the insurance investment plan "Altius Provident Options" is connected with Investment Funds managed on your behalf.
It offers coverage for death by accident through a simple risk acceptance process.
The plan belongs to the Life Insurance Division and is of unit-linked type.
Addressed to:
Addressed to individuals up to 65 years old, at the time of commencement of the plan.
Benefits:
Your Own Private Pension Plan with amendment rights, such as:
Setting the year you wish to start your pension and amending it if necessary.
Determining the length of your retirement and to modifying it if necessary.
Determining the amount of your monthly pension and differentiating it according to your new conditions.
Selecting your investment profile and amending it at both savings and pension periods.
Embeding automatic indexation to your systematic payments and your preparation to protect the purchasing power of your private pension from inflation.
The plan can be supplemented with additional covers, such as:
  • Life Insurance.
  • Permanent total disability.
  • Insurance dread diseases benefit.
  • Waiver of premium payment in case of disability.
  • To alter the basic insurance for death by accident.
Indicative Premium:
Minimum monthly premium of € 50.00, incl. policy fees.
For further information please read our Brochure.

ADDITIONAL BENEFITS

In order to cover every modern need in life insurance products, Altius Insurance has designed the Altius Protection Plan, an innovative insurance product that covers cases of unexpected cancer and heart disease, from their very first stages, with a lump sum of up to € 200,000 . 

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The benefit is offered only as an additional benefit and covers the following diseases

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This benefit is offered exclusively to women or to the wives of insured persons under life insurance policies. The benefit may be purchased only once for each insured life.

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Το ωφέλημα προνοεί ότι σε περίπτωση που λόγω ασθένειας ή ατυχήματος η ασφαλισμένη ζωή καταστεί μόνιμα και ολικά ανίκανη να εξασκήσει οποιοδήποτε επάγγελμα με αμοιβή ή κέρδος, απαλλάσσεται από την πληρωμή ασφαλίστρων του βασικού συμβολαίου – συμπεριλαμβανομένων και των επιπρόσθετων ωφελημάτων. Σε αυτή την περίπτωση η εταιρία αναλαμβάνει την πληρωμή του ολικού ασφαλίστρου μέχρι τη λήξη του συμβολαίου

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It is a simple life insurance of a certain duration that the coverage is reduced accordingly each year and does not acquire redemption value but provides a lump sum to the beneficiaries when the insured dies.

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This benefit is offered as an additional rider to a basic life insurance plan, provided that the Accidental Death Benefit is also in force, with a minimum coverage of €45,000.

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Προσφέρεται όταν ο ασφαλισμένος καταστεί μόνιμα και ολικά ανίκανος λόγω ασθένειας ή ατυχήματος και σαν αποτέλεσμα δεν μπορεί ποτέ στο μέλλον να εξασκεί το επάγγελμα του, ή οποιαδήποτε άλλη παρόμοια εργασία, την οποία εξασκούσε λόγω θέσης μόρφωσης πείρας ή εκπαίδευσης. Το ωφέλημα πληρώνεται μετά από πάροδο 6 μηνών ανικανότητας. Το ωφέλημα πληρώνεται με τριμηνιαίες δόσεις

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This benefit is offered as an additional benefit (rider) to all main life insurance plans.

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Health care is a priority for all of us, whether it is ourselves or our loved ones.

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Health is the supreme good! To protect this good, Altius Insurance has created a number of innovative new healthcare plans. 

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It is paid if the death of the insured person is caused exclusively and directly as a result of bodily injury due to violent external and visible means within 12 months from the date of causing the above injury.

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